Fundamental Healthcare Deceptions

by Mario Rizzo  

There are two fundamental deceptions in the Senate healthcare bill. They are so elementary that they are often ignored in favor of more technical problems. They are: 

1. The various provisions do not take full effect until 2015 or so. Thus the ten year cost totals as estimated by the Congressional Budget Office are misleading, but deliberately so, on the part of the bill’s authors. Only one-percent of the costs are incurred in the first four years. Thus, a $849 billion bill becomes a $1.8 trillion bill when the trick is adjusted for.  

2. The elimination of an insurance company’s ability to deny coverage on the basis of existing conditions is an effort to provide a benefit to individuals while hiding the “tax” on the rest. Clearly, insurance rates must rise for most individuals if insurers cannot price according to evident risk. If this were an honest bill there would be an explicit tax to subsidize the premiums of high risk individuals. Costless beneficence is a mockery of the idea of “helping people.” (I do not address the issues of legislative or private alternatives.)  

Why should any honest and intelligent person be happy with this? Democracy becomes a delusion when government lies. Of course, this is the usual modus operandi.

4 thoughts on “Fundamental Healthcare Deceptions

  1. Dr. Rizzo

    I find myself succumbing to similar helpless arguments. However, I then realized that all those “free trade agreements” that libertarians have supported weren’t exactly that, they were sausages that we believe moved “in the right direction.” I’m not saying the dishonesty behind those is ANYWHERE CLOSE to the level we have seen in the health care fiasco. However, at this point, if we know anything from history, FDR’s mendaciousness is celebrated by the left, and a little abuse of power to gain power is absolutely nothing to bemoan for the left. We must not be so naive as to expect honesty when power is in play with people who fundamentally BELIVE in power.

  2. Another aspect of #2 is that it helps to shift costs from hospitals and localities to those who already have insurance. Many people who don’t have insurance today, mostly don’t pay their medical bills, leaving hospitals &/or state/locality to cover the cost. A certain % of those people will now decide to buy insurance prior to go in for treatment. As they buy insurance with existing conditions, everyone with insurance will see their rates increase.

  3. I worry about the Obama Healthcare Plan. Can it have costly changes on my parents well being? Will the advances outweigh the bad changes?

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